Lord Of The Rings online Gold

Would you sell it or would you use it? I've never seen one drop and we've only had one drop in my kin. Given the overwhelming odds of getting an LI that you would love forever vs. the bazillion gold you could get from selling it, what would you do? Is it considered poor form to roll on it just to sell it? If you did sell it, would you always regret what could have been?

Just something to mull over as the new year approaches, or departs for some, happy new year everyone.